Financial stability

Swedish major banks currently financially strong

Picture of the Financial Stability ReportThe major Swedish banks' earnings have benefitted from good economic conditions in Sweden. They have helped to keep loan losses low. The major banks are also well capitalised compared to many other European banks. As a result, they have good access to market funding in both Swedish kronor and foreign currencies. The Riksbank's assessment in Financial Stability Report 2013:1 is therefore that the major Swedish banks are financially strong at present.

 

One of the Riksbank's core functions is to promote a safe and efficient payment system. The payment system is important for all economic activities and is a central component of the financial system. For that reason the Riksbank regularly analyses the risks and threats to the stability of the Swedish financial system. The purpose of this analysis is to detect changes and vulnerabilities that could lead to a serious crisis. The major Swedish banks have particular significance in the analysis. The Riksbank's assessment of stability is published twice yearly in the Financial Stability Report.