About household debt

A collection of the information on the mortgage market and household debt that has been published on the Riksbank's website is presented here.

Houses, photo.The Swedish mortgage market and Swedes' mortgages are important elements of the financial system. Rising household indebtedness is to a great degree a reflection of the rise in housing prices over a long period of time.


High indebtedness among households poses risks to macroeconomic development and to financial stability. The Riksbank therefore closely monitors the development of household debt.

Governor Stefan Ingves

Measures against indebt-edness are a prerequisite for the success of our monetary policy strategy.

Governor of the Riksbank, Stefan Ingves