The retail payments council

The Swedish market for payment services is important to the Swedish economy and to society as a whole. On the initiative of the Riksbank, actors and authorities involved in the payment market have formed a Swedish retail payments council as a forum for consultation and dialogue.

The retail payments council's aim is to contribute to the economically-efficient production and consumption of safe, efficient, accessible and appropriate payment services on a market characterised by competition on equal terms and well-balanced regulation. The retail payments council will assist with a comprehensive examination of central payment issues from the producer, consumer and authority perspectives. For example, the retail payments council can appoint working groups to investigate specific issues.

The retail payments council will act as a joint resource for all the stakeholders on the market and will strive for transparency in its work. Its starting point is therefore that the result of the council and working groups' work will be published. The Riksbank acts as convener and is responsible for the administrative work.

Information from retail payments council meetings can be accessed via the links below.

Members in the retail payments council

The retail payments council will meet twice a year, or when the need arises, and the members are:

  • Bankgirot
  • Card Payment Sweden
  • Ministry of Finance (observer)
  • Finansinspektionen (observer)
  • Swedish Competition Authority
  • Swedish Consumer Agency
  • Dalarna County Administrative Board
  • Swedish Civil Contingencies Agency (MSB)
  • P27 Nordic Payments
  • Swedish Post and Telecom Authority (PTS)
  • The Riksbank
  • Swedish National Debt Office (observer)
  • Swedish Fintech Association
  • Swedish Trade Federation
  • Swedish Bankers' Association
  • Confederation of Swedish Enterprise
  • Swedish Consumers' Association
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Updated 22/12/2023