Financial Stability Report 2017:1
Households' high and rising indebtedness form a serious threat to financial and macroeconomic stability. Further measures need to be introduced to increase the resilience of the household sector and reduce risks. There are also vulnerabilities in the Swedish banking system and its resilience therefore needs to be reinforced. This applies to both the banks' ability to manage liquidity risks and their capital ratios. At the same time, it is necessary that the Riksbank has a sufficiently large foreign currency reserve if liquidity requirements should arise in foreign currency that the banks themselves are unable to manage.