Payments Report 2024

The Riksbank’s work and policy

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The Riksbank’s work and policy

Everyone must be able to pay

To enable everyone to pay, banks need to make it possible for more people to have a payment account, including by offering accounts with limited functionality. Banks should also ensure that their services are well adapted to people’s different prerequisites and digital skills. The state may also need to do more by providing some payment services, especially to those living in financial exclusion.

Illustration of the Riksbank house. Dashed lines run from the house to a number of orange circles.

Published: 14 March 2024