Payments Report 2024

Are payments in Sweden safe?

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The infrastructure for digital payments has worked well in 2023

Published: 14 March 2024

The digital payments infrastructure as a whole has functioned well in 2023. However, in spring 2023 there were disruptions that affected all or part of the payment infrastructure on individual days. For example, the Riksbank’s payment system RIX had an incident at the end of April that meant that the target for system availability could not be achieved for the year. Availability was 99.82 instead of 99.85 per cent. In addition to the incident in RIX, the systems that enable Swish payments (Bankgirot, Getswish AB and BankID) had several brief disruptions. Overall, the incidents had only a minor impact on the ability to pay digitally.