Payments Report 2022
Published: 15 December 2022
In Sweden, payments are continuing to be made digitally and, increasingly frequently, using mobile applications in place of cash. In order to respond to this development, the Riksbank is modernising its systems and investigating the possibility of issuing an e-krona. At the same time, the Riksbank is working to ensure that it will also be possible to use cash in the future. Payments in Sweden are generally secure, quick and efficient. In addition, the Riksbank is working with other actors to further increase resilience to disruptions in the payment system.
Content Payments Report 2022Download PDF
Trends on the payment market
In Sweden, we prefer to pay digitally and often shop online. Most people have access to Swish, and other mobile payme...In Sweden, we prefer to pay digitally Paying by mobile phone is popular Payments in stores are rarely made in cash Difficult for many to pay digitally One in ten sends money abroad
Safety and efficiency
Payments in Sweden are generally safe and efficient. Digitalisation makes them faster and easier, and improvements in...Are payments in Sweden safe? Are payments in Sweden efficient?
The Riksbank’s work and policy
The Riksbank shall promote safe and efficient payments. The digitalisation of the payment market is proceeding apace...The Riksbank is modernising its systems The Riksbank gets clearer responsibility for cash The Riksbank is making preparations for a possible e-krona The Riksbank is working to improve cross-border payments The Riksbank contributes to increased resilience