The payment system consists of several agents from both the private and the public sector. Disruptions in one part of the payment system can have consequences that affect other parts. For resilience to be strong, payment system participants need to work together to prevent threats and minimise risks. It is also important that they know how to act once a disruption occurs. For this reason, the Riksbank works together with other authorities and companies in various constellations to safeguard and develop the resilience of the Swedish payment system.