Financial regulatory frameworks

The benefit of regulations should be greater than their cost

When the Riksbank is able to influence the form and content of financial regulatory frameworks, it aims to establish regulations that provide positive economic benefits against reasonable costs. As regulations may lead to financial services becoming more expensive, this often entails difficult trade-offs between stability and efficiency.

The Riksbank’s work with Swedish regulations

The Riksbank regularly responds to consultations that contain proposals on Swedish laws, regulations and general guidelines. The Riksbank also influences Swedish regulations by taking part in the public debate, for example by making speeches and writing articles.

The Riksbank’s work with international regulations

Financial agents and markets are becoming increasingly international and an increasing amount of the work on producing financial regulatory frameworks takes place at the international level. The Riksbank participates in several important international forums:

• EU cooperation
• European Systemic Risk Board (ESRB)
• European System of Central Banks (ESCB)
• Committee of European Banking Supervisors (EBA)
• International Monetary Fund (IMF)
• Bank for International Settlements (BIS)
• Financial stability board (FSB)