Payments Report 2024

The Riksbank’s work and policy

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Payments Report 2024

The Riksbank’s work and policy

The Riksbank’s work and policy are based on an economic perspective. We provide solutions and act where it is difficult to achieve safety, efficiency and accessibility without government involvement, including by supplying the country with cash and operating the RIX payment system. However, the state, including the Riksbank, and the private sector need to do more, not least to ensure that everyone can pay, including in the event of peacetime crises and states of heightened alert. This requires, among other things, stronger legal protection for cash payments. For payments to remain safe, efficient and accessible, banks need to continue to prioritise modernising their infrastructure and making their payment services more inclusive.

Illustration of the Riksbank house where half the house consists of circuit boards. In the background ones and zeros.

Published: 14 March 2024