Payments Report 2024

Are payments in Sweden safe?

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All payments need an underlying infrastructure

Published: 14 March 2024

For us to be able to pay, there needs to be an underlying infrastructure. The use of cash requires, for example, ATMs, cash-in-transit services, cash stocks and the production and destruction of banknotes. For digital payments, the Riksbank’s payment system RIX and the clearing organisation Bankgirot are central hubs.