Payments Report 2022

In Sweden, we prefer to pay digitally

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Many people shop online

Published: 15 December 2022

More and more people started shopping online during the pandemic. In the Riksbank’s 2022 survey, 75 per cent of respondents said they had shopped online in the past 30 days. In 2018, the corresponding figure was 56 per cent; see Figure 3. The increase is greatest in the oldest age group. Between 2018 and 2022, the share of online shoppers in the 65-84 age group more than doubled, from 26 per cent to 55 per cent; see Figure 4.

Figure 3. E-commerce is becoming increasingly common

Percentage of people who have bought goods or services online in the last 30 days.

Figure: E-commerce is becoming increasingly common

The figure shows that the percentage of people who have shopped online has increased since 2018. From 2018 to 2022, the increase has been around 20 per cent.

Download the data from the diagram by clicking on the arrow to the right, above the diagram.

Source: The Riksbank.

Figure 4. E-commerce growing fast among older persons

Percentage of people aged 65-84 who bought goods or services online in the last 30 days.

Figure: E-commerce growing fast among older persons

The figure shows that the share of people aged 65-84 who have bought goods or services online in the last 30 days has more than doubled from 2018 to 2022.

Download the data from the diagram by clicking on the arrow to the right, above the diagram.

Source: The Riksbank.

When shopping online, payments are most often made by card or a digital billing service such as Klarna; see Figure 5. Just over 30 per cent have paid using Swish, which is an increase of 6 percentage points from 2020.

Figure 5. Paying by card and invoice is common in e-commerce

Payment methods used by Swedish people in e-commerce in the last 30 days, percentages.

Figure: Paying by card and invoice is common in e-commerce

Payment methods used by Swedish people in e-commerce in the last 30 days, percentages.

Note. Several responses possible. A direct payment involves a customer, following a link from an online shop, accessing their online bank, where payment is made directly.

Download the data from the diagram by clicking on the arrow to the right, above the diagram.

Source: The Riksbank.