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More common to pay by mobile phone app (Swish)

07/11/2019 -

Payments in the form of instant account-to-account transfers are increasing sharply. For this type of payment to be able to continue to grow, the infrastructure for payments needs to be modernised. Swish is the most common form of instant payment...

Payments & cash / Payments Report

Key drivers and trends

07/11/2019 -

The digitalisation of society opens the door for new payment solutions and new players on the payment market. New legislation (PSD2) and new technology are accelerating this development. It is becoming easier to pay for most people and consumers...

Payments & cash / Payments Report

How payments work

16/05/2025 -

It is important that payments can be made in a safe and efficient manner. From previously having mainly involved a switch in ownership of banknotes and coins, payments have become increasingly complex. All non-cash payments require the...

Payments & cash

Collaboration in civil preparedness for payments (CBB)

04/03/2026 -

The Riksbank is responsible for ensuring that the general public can make payments in peacetime crisis situations and in a state of heightened alert. This responsibility includes the Riksbank having tasks regarding coordination with companies...

Payments & cash / Payment preparedness

How much money is there in the economy?

15/07/2025 -

The amount of money increases over time, partly because things become more expensive and partly because the economy grows. There are more of us buying more things for every passing year, creating a need for more and more money.

Payments & cash / What is money?

1000-krona banknote

18/01/2018 -

1000-krona banknote Facts 1000-krona banknote Obverse motif: UN Secretary-General and Member of the Swedish Academy Dag Hammarskjöld Reverse motif: Lappland, an area of natural beauty of great interest to Dag Hammarskjöld Measures: 154 x 66...

Payments & cash / Notes & coins

Invalid 20-krona banknote

22/01/2018 -

Invalid 20-krona banknote Invalid after June 30, 2016 Invalid 20-krona banknote Facts 20-krona banknote Measures: 67 x 120 millimetres Colour: Purple Introduced: 1997 Printed: 1997-2008 Banknote paper: Manufactured of cotton fibres that are not...

Payments & cash / Notes & coins

Commemorative banknote

26/01/2018 -

Commemorative banknote Facts commemorative banknote Valid from 26 May 2005.

Payments & cash / Notes & coins

Notes & coins

03/12/2025 -

The Riksbank is responsible for issuing notes and coins, destroying worn-out ones and redeeming invalid notes. The Riksbank does not govern how much cash is in circulation in society. This is instead determined by demand from the general public.

Payments & cash

Invalid banknotes

01/10/2020 -

These 20, 50, 100, 500 and 1,000-krona banknotes are invalid. This means that you can no longer use them for payments. Nor can you redeem them at a bank. However, the Riksbank can redeem them for an administration fee of SEK 200.

Payments & cash / Notes & coins