For purchases in physical shops, it is much more unusual to use Swish or invoicing. Only one per cent of respondents state that they have done so for their latest purchase. However, Swish is developing its services for payment using QR code and this will make it easier to use the application in shops. Swish also has a pilot project in which a limited number of companies will test using Swish for outward payments. Swish has also initiated cooperation with other European companies offering mobile services for instant payment to make it possible for Swish users to make payments elsewhere in Europe.