The Swedish Government sees Fintech as an important future sector and has given several government agencies the task of promoting it. On behalf of the Government, Finansinspektionen is therefore running the FI centre for innovation, which has the task of advising potential new Fintech actors. The Swedish Agency for Growth Policy Analysis has also been assigned to analyse the sector and propose measures that could strengthen its innovativeness. On the European level, the EU Fintech Action Plan is also under way, aimed at increasing competition and innovation in the financial system.

Central banks can also be important catalysts for new Fintech actors, particularly within the area of payments. For example, central banks can offer settlement systems that make it easier for more potential participants to gain access to the central bank's systems.

The Bank for International Settlements (BIS) plans to establish a Nordic Innovation Hub Centre in Stockholm in collaboration with the central banks of Denmark, Iceland, Norway and Sweden. According to the BIS, this centre will contribute to deepening knowledge in several areas concerning financial innovations that are relevant to central banks.