Payments Report 2026

The Riksbank’s responsibility for payments

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The Riksbank’s responsibility for payments

The Riksbank’s mandate in the area of payments

Published: 12 March 2026

According to the Instrument of Government, the Riksbank shall promote a well-functioning payments system. Pursuant to the Sveriges Riksbank Act, the Riksbank shall contribute to the stability and efficiency of the financial system, including the ability of the public to make payments. The Riksbank shall provide a system for the settlement of payments, contribute to the availability of cash to a satisfactory extent throughout Sweden, and ensure that the public can make payments in peacetime crisis situations and states of heightened alert. The Riksbank may, with the consent of the Riksdag, issue digital means of payment.