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Increased access to payment infrastructure can lead to more efficient payments
10/03/2025 -Increased access to payment infrastructure can lead to more efficient payments To be able to operate, payment service providers, such as fintech companies, need access to payment infrastructure and a payment account. More payment service...
The Riksbank's responsibility for cash
10/03/2025 -The Riksbank's responsibility for cash According to the Sveriges Riksbank Act, the Riksbank must operate at least five banknote depots at various sites throughout the country. This is a significant increase, as previously there was only one...
The Riksbank's work and recommendations
10/03/2025 -The Riksbank's work and recommendations The Riksbank takes a socio-economic perspective and provides solutions and acts where it is difficult to attain safety, efficiency and accessibility without central government involvement. This includes,...
New regulation can help increase accessibility
10/03/2025 -New regulation can help increase accessibility In June 2025, the Act on the accessibility of certain products and services will enter into force. The law aims to make banking and payment services more accessible through requirements such as...
The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened
10/03/2025 -The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened The Riksbank works to ensure that payments can be made in all situations. This includes ensuring the supply of cash in the country, as well as...
Are payments in Sweden accessible?
10/03/2025 -Are payments in Sweden accessible? For most people in Sweden, access to the payments market is good. The digitalisation of the payments market has helped make payments faster and more convenient for most people. At the same time, many are not...
Future payments infrastructure needs to evolve
10/03/2025 -Future payments infrastructure needs to evolve The payments market has undergone rapid and extensive change, driven by increased digitalisation, new consumer behaviours and the emergence of new operators. This places new demands on the Swedish...
The mobile phone is becoming more important for all types of payments
14/03/2024 -The mobile phone is becoming more important for all types of payments For many years, physical debit cards have been the most widely used payment method in Sweden. In recent years, mobile payment services have also become popular. For example,...
Transfers abroad are perceived as safe but expensive
14/03/2024 -Transfers abroad are perceived as safe but expensive Foreign-born individuals are more likely to make transfers to private persons abroad than the Swedish population as a whole. The most common way of transferring money abroad is through the...