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Increased access to payment infrastructure can lead to more efficient payments
10/03/2025 -Increased access to payment infrastructure can lead to more efficient payments To be able to operate, payment service providers, such as fintech companies, need access to payment infrastructure and a payment account. More payment service...
Many firms have difficulty estimating the cost of receiving payments
10/03/2025 -Many firms have difficulty estimating the cost of receiving payments Understanding the cost of payments is important for firms so that they can use their resources efficiently, boost profitability and increase competitiveness, which ultimately...
Digital payment payments in Sweden are efficient
10/03/2025 -Digital payment payments in Sweden are efficient Payments in Sweden are generally efficient, well developed and work well for most people. More payment methods have started to be accepted in commerce, which favours competition. However, some...
Further measures are required to preserve cash
14/03/2024 -Further measures are required to preserve cash In recent years, the Riksdag has taken several decisions aimed at facilitating the use of and securing access to cash. Among other things, the Riksbank has been given clearer responsibility for the...
Payment habits from the pandemic persist
15/12/2022 -Payment habits from the pandemic persist Sweden is one of the most digital countries in the world. Nine out of ten Swedes use the internet daily and three out of four identify themselves digitally using mobile e-ID. The European Commission’s...
The use of cash differs from county to county
15/12/2022 -The use of cash differs from county to county In this year’s survey, less than 5 per cent of the respondents in Södermanland, Blekinge and Västmanland stated that they paid in cash for their most recent purchase in store. In the counties of...
Many people shop online
15/12/2022 -Many people shop online More and more people started shopping online during the pandemic. In the Riksbank’s 2022 survey, 75 per cent of respondents said they had shopped online in the past 30 days. In 2018, the corresponding figure was 56 per...
Older people use cash to a lesser extent than before
15/12/2022 -Older people use cash to a lesser extent than before Older people use cash more often than young people, but the difference between younger and older people declined during the pandemic. This is mainly due to the fact that fewer people in the...
The Payments Inquiry examined the need for an e-krona
14/03/2024 -The Payments Inquiry examined the need for an e-krona The Payments Inquiry was tasked with considering whether an e-krona is needed in Sweden. The inquiry’s assessment was that there is currently insufficient social need for the Riksbank to issue...
The digitalisation of the payments market is a global trend
15/12/2022 -The digitalisation of the payments market is a global trend It is in the Nordic countries, in particular Norway, Sweden and Denmark, that the use of cash has decreased the most in favour of digital payments. In these countries, more than 80 per...