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More measures needed to protect cash
14/03/2024 -More measures needed to protect cash People must be able to pay with cash, both in normal circumstances and in crisis and war situations. To avoid a situation where cash is no longer usable, the Riksdag needs to urgently regulate where and how...
Work on the e-krona continues
14/03/2024 -Work on the e-krona continues The Riksbank’s work on an e-krona continues. An e-krona can be part of a long-term solution to the challenges of digitalisation. Furthermore, an e-krona would mean new payments infrastructure, which could solve...
The e-krona as part of a long-term solution to the challenges of digitalisation
14/03/2024 -The e-krona as part of a long-term solution to the challenges of digitalisation The Riksbank assesses that there are problems on the payments market and that many of them have arisen due to digitalisation. For example, digital payments are...
In Sweden, we prefer to pay digitally
15/12/2022 -In Sweden, we prefer to pay digitally The Riksbank’s survey of the Swedish people’s payment habits in 2022 shows that the habits that received an extra boost during the pandemic persist: almost all payments are made digitally, we shop online...
Swish is replacing cash
15/12/2022 -Swish is replacing cash In the 2022 survey, 34 per cent said they had paid with cash in the past month. This is a sharp drop from spring 2020, just before the pandemic hit. Back then, the corresponding figure was 50 per cent. The pandemic thus...
The way we use cards has changed
15/12/2022 -The way we use cards has changed In the last decade, the way we use cards has changed, both in Sweden and in other countries. The number of card payments per person per year has increased, while the average amount per transaction has decreased;...
Paying by mobile phone is popular
15/12/2022 -Paying by mobile phone is popular It has become increasingly common to make payments using a mobile phone. Almost everyone aged 15–65 has the Swish application downloaded on their mobile phone. Other ways of paying via mobile phone have also...
Almost no one pays using cryptocurrencies
15/12/2022 -Almost no one pays using cryptocurrencies In the Riksbank’s survey on payment habits in 2022, 2 per cent of respondents said they had access to cryptocurrencies, but none had paid with them in the past 30 days. According to a report by the...
In a crisis, different means of payment are needed
15/12/2022 -In a crisis, different means of payment are needed Many withdrew cash after Russia’s invasion of Ukraine When Russia invaded Ukraine on 24 February 2022, many were reminded of the Swedish Civil Contingencies Agency’s (MSB) recommendation to have...