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Cash infrastructure is vulnerable to market changes
14/03/2024 -Cash infrastructure is vulnerable to market changes In order for cash services to work and for cash to be used, an underlying infrastructure based on cooperation between the Riksbank, the banks and cash-in-transit companies is needed. In...
Fraud is the fastest growing type of crime in Sweden
14/03/2024 -Fraud is the fastest growing type of crime in Sweden For the public to have trust in the payment system, they must feel that the system is safe. Recent years have seen a sharp increase in fraud, which risks undermining that trust. According to...
Cross-border payments should be more efficient
14/03/2024 -Cross-border payments should be more efficient Cross-border payments are often slower, more expensive and less transparent as domestic payments. A natural explanation for this is that the payment process for cross-border payments usually...
The infrastructure for digital payments has worked well in 2023
14/03/2024 -The infrastructure for digital payments has worked well in 2023 The digital payments infrastructure as a whole has functioned well in 2023. However, in spring 2023 there were disruptions that affected all or part of the payment infrastructure on...
Safety, efficiency and accessibility
14/03/2024 -Safety, efficiency and accessibility Payments in Sweden are generally safe and efficient, but there are problems with fraud and the accessibility of payment services. This has a lot to do with digitalisation, which has contributed on the one hand...
Are payments in Sweden safe?
14/03/2024 -Are payments in Sweden safe? Payments in Sweden are generally safe, but there are shortcomings that should be addressed. First, the cash infrastructure is entirely dependent on two private operators and is therefore highly vulnerable to changes...
Are payments in Sweden efficient?
14/03/2024 -Are payments in Sweden efficient? Payments in Sweden are, on the whole, efficient. Digital payments cost less than cash payments and so help reduce the consumption of resources at the societal level. However, some types of payment have evolved...
All payments need an underlying infrastructure
14/03/2024 -All payments need an underlying infrastructure For us to be able to pay, there needs to be an underlying infrastructure. The use of cash requires, for example, ATMs, cash-in-transit services, cash stocks and the production and destruction of...
Search annual and monthly average exchange rates
06/03/2025 -On this page you can search for annual and monthly averages of exchange rates against the Swedish krona, for years and months past (no aggregate annual average is calculated and published).
Background on SWESTR
07/10/2025 -In December 2019, the Executive Board of the Riksbank decided that the Riksbank would provide a new transaction-based reference rate in Swedish kronor at the shortest maturity, overnight (O/N), that is to say for transactions that run from the...