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Some competition problems on the payment market
29/10/2020 -Swedish banks have long cooperated to make efficiency gains. As early as 1925, the public-owned Postgirot was formed in response to the need for more efficient mediation of payments via cashless payments by giro transfer. In the 1950s, the banks...
The coronavirus pandemic is putting pressure on cash distribution
29/10/2020 -Developments on the payment market have been accelerated by the marked decrease in parts of the trade, tourism, entertainment and restaurant industries caused by the coronavirus pandemic. One clear sign of this is that both the number of ATM...
Fintech solutions can make payments more efficient
29/10/2020 -Over the last decade, a number of technology companies – known as Fintech companies – have become established on the payment market in Sweden. Several of these have introduced new, convenient ways of paying and have thus helped make payments in...
International payments need to be improved
29/10/2020 -Payments between Sweden and the euro area function as smoothly as payments within Sweden. However, payments to countries with other currencies than the euro are often slow and expensive. International payments need to be improved...
It is expensive if the recipient wants cash
29/10/2020 -Cross-currency payments, via institutions such as Western Union, for example, can be convenient and are occasionally the only solution if the recipient does not have a bank account. Payments of this kind are often used when guest workers and...
3. The Riksbank is adapting to a changing world
29/10/2020 -The proposed new Sveriges Riksbank Act increases the Riksbank's responsibility for cash distribution and preparedness on the payment market. This year, the Riksbank signed an agreement with the ECB that makes it possible for Sweden to utilise...
Swedish banknotes and coins – the Riksbank's new responsibility for cash handling
29/10/2020 -According to the proposed new Sveriges Riksbank Act, the Riksbank will have greater and clearer responsibility for cash handling in society. As it is becoming less and less profitable to transport cash, the Riksbank may need to build up more...
The Riksbank will presumably have greater responsibility for cash
29/10/2020 -At the end of last year, a new Sveriges Riksbank Act was proposed. According to the proposal, the Riksbank is to have overall responsibility for access to cash across the entire country. Among other things, this means that the Riksbank has the...
Dialogue on future cash handling
29/10/2020 -The Riksbank has opened a dialogue with relevant parties in the cash supply chain to discuss the form of future cash distribution and which allocation of roles between the Riksbank and other actors would be appropriate. These discussions have...
The banks too will have a broader responsibility
29/10/2020 -Even some of the larger banks will be given greater responsibilities regarding cash. At present, they are responsible for ensuring that cash withdrawals and deposits of daily takings function. In November 2019, the Riksdag adopted an amendment...