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Swish on the rise in e-commerce
14/03/2024 -Swish on the rise in e-commerce E-commerce has grown significantly in recent years and received an extra boost during the pandemic. The Riksbank’s latest survey shows that 75 per cent have shopped online in the past month. This is an increase of...
Trends in the payments market
14/03/2024 -Trends in the payments market In Sweden, more and more people are choosing to pay by mobile phone. Services that integrate the payment card into a mobile phone are increasingly being used instead of physical cards and almost everyone in Sweden...
E-krona project phase 4 - Offline payments
10/03/2025 -E-krona project phase 4 - Offline payments One of the basic premises of the e-krona pilot has been that the e-krona shall serve as a further payment option to contribute robustness and increased preparedness. In line with this, in the fourth...
Safety, efficiency and accessibility
14/03/2024 -Safety, efficiency and accessibility Payments in Sweden are generally safe and efficient, but there are problems with fraud and the accessibility of payment services. This has a lot to do with digitalisation, which has contributed on the one hand...
Few people pay by cash in stores
14/03/2024 -Few people pay by cash in stores The use of cash has been declining rapidly in Sweden for several years, as you can see in Figure 5. However, the Riksbank’s latest survey on payment habits shows a slight increase in the use of cash – 10 per cent...
The digitalisation of payments is a global trend
14/03/2024 -The digitalisation of payments is a global trend In Sweden, the payments market was digitalised early and it is clear that the trend is now global. One reason for this is that Swedish banks were early adopters of Swish, which allows money to be...
Cash is rarely used and the supply of cash services is decreasing
14/03/2024 -Cash is rarely used and the supply of cash services is decreasing The use of cash has been decreasing for many years. At the same time, more and more people recognise the importance of cash for society, especially in a crisis situation when...
Annex: Numerical data
10/03/2025 -Annex: Numerical data Payments report 2025 (Excel)...
Cash infrastructure is vulnerable to market changes
14/03/2024 -Cash infrastructure is vulnerable to market changes In order for cash services to work and for cash to be used, an underlying infrastructure based on cooperation between the Riksbank, the banks and cash-in-transit companies is needed. In...
Fraud is the fastest growing type of crime in Sweden
14/03/2024 -Fraud is the fastest growing type of crime in Sweden For the public to have trust in the payment system, they must feel that the system is safe. Recent years have seen a sharp increase in fraud, which risks undermining that trust. According to...