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The Cash Inquiry proposes that food, medicine and public charges can be paid in cash

10/03/2025 -

The Cash Inquiry proposes that food, medicine and public charges can be paid in cash The Cash Inquiry proposes an obligation to accept cash for essential goods. This means that it shall be possible to pay for these goods, which include food and...

Payments & cash / Payments Report

Cash acceptance differs widely between sectors

10/03/2025 -

Cash acceptance differs widely between sectors 71 per cent of businesses in retail, as well as restaurants and hairdressers accept cash. However, there are major differences regarding acceptance of cash between sectors in the retail trade.

Payments & cash / Payments Report

Polarisation and fragmentation in the global payments infrastructure

10/03/2025 -

Polarisation and fragmentation in the global payments infrastructure A more polarised geopolitical situation, with tensions between countries and economies hampering international cooperation, counterbalances the increased harmonisation and...

Payments & cash / Payments Report

Card payments most common but mobile phone payments on the rise

10/03/2025 -

Card payments most common but mobile phone payments on the rise The vast majority of payments in Sweden, measured in terms of the number of transactions, have been made by card for many years. In the survey Payment habits of Swedish people,...

Payments & cash / Payments Report

Trends on the payments market

10/03/2025 -

Trends on the payments market The global payments market has been transformed by, among other things, technological innovation and changing consumer behaviour. The use of cash is continuing to decline both in Sweden and abroad, and more and more...

Payments & cash / Payments Report

Safety, efficiency and accessibility

10/03/2025 -

Safety, efficiency and accessibility Payments in Sweden are generally safe, efficient and accessible, but there are problems with fraud and the payments infrastructure needs to be strengthened and modernised. While the digitalisation of payment...

Payments & cash / Payments Report

Small businesses' views on payments

10/03/2025 -

Small businesses' views on payments According to the Riksbank’s survey, card payments are the most commonly accepted payment method among small businesses. The companies included in the survey have a large share of their sales to private...

Payments & cash / Payments Report

Small businesses have difficulty estimating the cost of receiving payments

10/03/2025 -

Small businesses have difficulty estimating the cost of receiving payments Companies' perceptions of the costs of accepting payments vary, and many find it difficult to estimate how much of their annual turnover is spent on this. Almost one in...

Payments & cash / Payments Report

Many small retail businesses have stopped accepting cash

10/03/2025 -

Many small retail businesses have stopped accepting cash Around two thirds of the companies in the Riksbank's survey accept cash. However, there are major differences between sectors. Many of the companies that stopped accepting cash have done...

Payments & cash / Payments Report

More competition among in-store payment methods is a good thing

10/03/2025 -

More competition among in-store payment methods is a good thing In Sweden, cards (debit and credit cards) have long been the most common means of payment among consumers. The card networks Visa and Mastercard have a dominant position in physical...

Payments & cash / Payments Report