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Summary

19/05/2022 -

Summary Fintech is defined in this staff memo as when financial services are combined with new technology. The fintech area includes many of the traditional services we associate with the financial system such as lending and payment mediation,...

Press & published / Publications

New measures and closer cooperation between different departments at the Riksbank

07/04/2022 -

New measures and closer cooperation between different departments at the Riksbank Short preparations and quick decisions The extensive financial unrest and the rapidly deteriorating prospects for Swedish companies that arose in connection with...

Press & published / Publications

Fintech firms adhere to traditional financial legislation

19/05/2022 -

Fintech firms adhere to traditional financial legislation Like other financial firms, fintech firms comply with prevailing legislation. In certain cases, however, fintech operations can circumvent this by using new technology (see the section...

Press & published / Publications

Risk assessment framework and methodology

05/09/2023 -

Risk assessment framework and methodology Financial stability is defined as a financial system that is stable and efficient, which also includes the ability of the public to make payments. To evaluate the potential risks of BNPL, we need to...

Press & published / Publications

BNPL is a popular payment option in Sweden

05/09/2023 -

BNPL is a popular payment option in Sweden In Sweden, buying on invoice has long been an option in physical retail. However, since its introduction in e-commerce in the early 2000s, it has been an important tool to reduce the threshold for...

Press & published / Publications

What is fintech?

19/05/2022 -

What is fintech? Fintech can be defined as financial services combined with new technological innovations. Fintech activities are found in numerous parts of the financial system and include, for example, payment mediation and lending. Operations...

Press & published / Publications

Potential risks to financial stability

05/09/2023 -

Potential risks to financial stability...

Press & published / Publications

The emergence of BNPL

05/09/2023 -

The emergence of BNPL...

Press & published / Publications

Thedéen & Bunge: Almedalen

17/06/2026 -

Erik Thedéen, Governor of the Riksbank, and Aino Bunge, First Deputy Governor, are in Visby during Almedalen Week and will be taking part in the following events: Monday 22/6 Bunge: New cash legislation in a week’s time – what does this...

Press & published / Calendar

Thedéen: Safeguarding Confidence and Liquidity Reserves in Bank Crisis

08/06/2026 -

Governor Erik Thedéen will participate in a panel discussion on how public authorities can safeguard confidence in crises and the role of liquidity support measures at an international conference organised by the Swedish National Debt Office. A...

Press & published / Calendar