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Payment habits from the pandemic persist
15/12/2022 -Payment habits from the pandemic persist Sweden is one of the most digital countries in the world. Nine out of ten Swedes use the internet daily and three out of four identify themselves digitally using mobile e-ID. The European Commission’s...
The use of cash differs from county to county
15/12/2022 -The use of cash differs from county to county In this year’s survey, less than 5 per cent of the respondents in Södermanland, Blekinge and Västmanland stated that they paid in cash for their most recent purchase in store. In the counties of...
Older people use cash to a lesser extent than before
15/12/2022 -Older people use cash to a lesser extent than before Older people use cash more often than young people, but the difference between younger and older people declined during the pandemic. This is mainly due to the fact that fewer people in the...
Many people shop online
15/12/2022 -Many people shop online More and more people started shopping online during the pandemic. In the Riksbank’s 2022 survey, 75 per cent of respondents said they had shopped online in the past 30 days. In 2018, the corresponding figure was 56 per...
The Payments Inquiry examined the need for an e-krona
14/03/2024 -The Payments Inquiry examined the need for an e-krona The Payments Inquiry was tasked with considering whether an e-krona is needed in Sweden. The inquiry’s assessment was that there is currently insufficient social need for the Riksbank to issue...
The digitalisation of the payments market is a global trend
15/12/2022 -The digitalisation of the payments market is a global trend It is in the Nordic countries, in particular Norway, Sweden and Denmark, that the use of cash has decreased the most in favour of digital payments. In these countries, more than 80 per...
Payments in stores are rarely made in cash
15/12/2022 -Payments in stores are rarely made in cash In recent years, it has become less common to pay with cash. Older people use cash more often than young people, but the difference between younger and older people has decreased. Although cash is used...
Important to prepare legislation prior to an e-krona
14/03/2024 -Important to prepare legislation prior to an e-krona Legislative work on a possible e-krona needs to begin now. Otherwise, the lead time for the introduction of the e-krona could be long if the Riksdag decides to authorise the Riksbank to issue...
Trends on the payment market
15/12/2022 -Trends on the payment market In Sweden, we prefer to pay digitally and often shop online. Most people have access to Swish, and other mobile payment services are also increasingly being used, especially by younger people. The use of cash is...
Counterfeiting and fraud
15/12/2022 -Counterfeiting and fraud Swedish banknotes are difficult to counterfeit Sweden has secure banknotes with security features that are very difficult to counterfeit without detection. Despite this, the number of counterfeit banknotes found was high...