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Geopolitical uncertainty is leading to regionalisation
12/03/2026 -Geopolitical uncertainty is leading to regionalisation Geopolitical uncertainty has prompted countries and regions to consider how they can reduce their dependence on the rest of the world. This has contributed to an increase in local payment...
Payments between Nordic countries are not sufficiently efficient
12/03/2026 -Payments between Nordic countries are not sufficiently efficient The Riksbank has long emphasised that payments between countries need to be cheaper, faster, more accessible and more transparent in line with the G20's objectives. Several...
Government e-identification as an alternative to BankID for payments is positive
13/03/2026 -Government e-identification as an alternative to BankID for payments is positive For many years, BankID has been by far the largest e-identification method in Sweden and is now used by a very large part of the population to identify themselves...
Difficult to help others with payments
12/03/2026 -Difficult to help others with payments As access to manual payment methods has deteriorated, people who, for various reasons, cannot pay digitally themselves increasingly need help. This has been emphasised by the Riksbank before, as well as by...
Households should have multiple payment methods so that they can pay in the event of disruptions, for example SEK 1,000 in cash per adult
12/03/2026 -Households should have multiple payment methods so that they can pay in the event of disruptions, for example SEK 1,000 in cash per adult Faktaruta - The Riksbank’s recommendation The Swedish Civil Defence and Resilience Agency, in collaboration...
There must be payment methods for everyone
12/03/2026 -There must be payment methods for everyone Faktaruta - The Riksbank’s recommendation Everyone needs to be able to pay bills, buy food and make other necessary payments safely throughout Sweden. The fact that financial market participants must...
Recommendation for Riksdag and Government to set up an inquiry on an e-krona
12/03/2026 -Recommendation for Riksdag and Government to set up an inquiry on an e-krona Faktaruta - The Riksbank’s recommendation Geopolitical uncertainty, digitalisation and dependence on international technology services make Sweden vulnerable to...
Access to cash services needs to be improved
12/03/2026 -Access to cash services needs to be improved Faktaruta - The Riksbank’s recommendation The Riksbank has previously emphasised that measures are needed to maintain a functioning cash chain and to ensure that companies and authorities that accept...
E-money is another form of regulated private money
12/03/2026 -E-money is another form of regulated private money E-money is another type of private money that is usually created by non-bank payment market participants, such as e-money institutions. Like money in bank accounts, e-money is a claim on the...
The Swedish payments market is almost entirely digital
10/03/2025 -The Swedish payments market is almost entirely digital The payments market in Sweden is almost entirely digital. Card payments are the most common method of payment, and more and more people are paying by mobile phone. Cash use is continuing to...