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Payments between accounts work less well into many currencies
29/10/2020 -Account-to-account payments between countries are common for purchases of larger objects such as cars, boats and real estate. They are also common in payments of taxes and fees, when making gifts and so on, when the payer initiates a payment to...
The Riksbank must maintain essential services
29/10/2020 -The Riksbank’s responsibility for maintaining essential services during crisis situations and under heightened alert is made clear by the proposed new Sveriges Riksbank Act. This responsibility means that the Riksbank must safeguard its capacity,...
The authorities are working to promote innovation
29/10/2020 -The Swedish Government sees Fintech as an important future sector and has given several government agencies the task of promoting it. On behalf of the Government, Finansinspektionen is therefore running the FI centre for innovation, which has...
International work on instant payments
29/10/2020 -Instant payments are expected to become increasingly common in the future. When information can be sent around the world in seconds, it may be difficult for consumers to understand why it takes up to several days for a payment to be executed.
Swedish payments to be integrated internationally
29/10/2020 -Electronic payments are based on communication between the parties involved in the payment – the systems must therefore communicate using the same ‘language’. International work is in progress to design notifications in a way that simplifies...
Card payments function smoothly
29/10/2020 -Overall, card-based cross-currency payments function smoothly, both for online purchases and when abroad. However, unlike when making payments in Swedish kronor, an exchange rate markup must be paid to the bank. In addition, card payments cannot...
Fintech brings new solutions for the payment market
29/10/2020 -Fintech is an important sector that can contribute to new ways of paying and greater efficiency on the payment market. Fintech brings new solutions for the payment market...
Still problems with access to payment accounts
10/03/2025 -Still problems with access to payment accounts In last year's Payments Report, the Riksbank drew attention to the fact that some individuals and companies experience problems opening and maintaining payment accounts with banks. The Riksbank...
External evaluation of payments infrastructure points to areas for improvement
10/03/2025 -External evaluation of payments infrastructure points to areas for improvement In spring 2024, the Riksbank commissioned an independent expert with extensive international experience of payment issues to assess the Swedish payments market. A key...
Riksbank study on future Swedish payments infrastructure
10/03/2025 -Riksbank study on future Swedish payments infrastructure In the Riksbank study The way forward for clearing and settlement of retail payments in Swedish kronor, the Riksbank presents its view of how the infrastructure needs to be modernised over...