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The use of cash differs from county to county
15/12/2022 -The use of cash differs from county to county In this year’s survey, less than 5 per cent of the respondents in Södermanland, Blekinge and Västmanland stated that they paid in cash for their most recent purchase in store. In the counties of...
Many people shop online
15/12/2022 -Many people shop online More and more people started shopping online during the pandemic. In the Riksbank’s 2022 survey, 75 per cent of respondents said they had shopped online in the past 30 days. In 2018, the corresponding figure was 56 per...
Older people use cash to a lesser extent than before
15/12/2022 -Older people use cash to a lesser extent than before Older people use cash more often than young people, but the difference between younger and older people declined during the pandemic. This is mainly due to the fact that fewer people in the...
Payments in stores are rarely made in cash
15/12/2022 -Payments in stores are rarely made in cash In recent years, it has become less common to pay with cash. Older people use cash more often than young people, but the difference between younger and older people has decreased. Although cash is used...
The digitalisation of the payments market is a global trend
15/12/2022 -The digitalisation of the payments market is a global trend It is in the Nordic countries, in particular Norway, Sweden and Denmark, that the use of cash has decreased the most in favour of digital payments. In these countries, more than 80 per...
Safety and efficiency
15/12/2022 -Safety and efficiency Payments in Sweden are generally safe and efficient. Digitalisation makes them faster and easier, and improvements in the Riksbank’s services increase safety and efficiency. But digitalisation also brings problems. For...
Are payments in Sweden safe?
15/12/2022 -Are payments in Sweden safe? Payments in Sweden are generally safe. There have been few disruptions to the critical payment infrastructure in 2022 and there is relatively little card fraud in Sweden. In addition, there are several different ways...
One in ten sends money abroad
15/12/2022 -One in ten sends money abroad In Sweden, one in ten sends money to a private person abroad every year. The most common payments are amounts of less than SEK 2,000 within Europe. The cost of sending money abroad varies depending on the payment...
Glossary
11/02/2022 -Application programming interface (API): Enables FinTech companies, for example, to connect to the banks’ systems and collect customer account information from different banks or initiate a payment from a customer’s bank account. Bigtech: Major...
Technical solution for an e-krona tested with external participants
03/11/2021 -The Riksbank has been conducting a pilot project since 2020 together with the company Accenture, to produce a technical solution for an e-krona and in this way learn more about how such a solution could look like. By testing a technical...