Search results
Your search gave 30978 results.
International work on instant payments
29/10/2020 -Instant payments are expected to become increasingly common in the future. When information can be sent around the world in seconds, it may be difficult for consumers to understand why it takes up to several days for a payment to be executed.
Payments in Sweden 2019
07/11/2019 -The Swedish payment market is changing rapidly. Digital payment methods are forcing out cash and new technology is leading to payment services being offered by companies other than banks. This is happening fast in Sweden. Digitalisation makes...
Key drivers and trends
07/11/2019 -The digitalisation of society opens the door for new payment solutions and new players on the payment market. New legislation (PSD2) and new technology are accelerating this development. It is becoming easier to pay for most people and consumers...
Money and the institutions handling payments must be secure
07/11/2019 -Several things are needed for payments to be secure. Firstly, money must maintain its value over time. Secondly, the institutions that handle our money and payments must be secure. Thirdly, the financial infrastructure, which is to say the...
Second-generation cryptocurrencies may work better
07/11/2019 -“Stablecoins” are cryptoassets that are constructed in order to maintain a more stable value. There are two main types. The first type is “algorithm-based” stablecoins, the value of which is kept stable by adapting the volume of stablecoins...
The actual payment must be secure
07/11/2019 -Even if the money and institutions that manage our payments are secure, there may be other risks linked to our payments and means of payment. For example, cash is at risk of being counterfeited or stolen. As regards counterfeiting, the new...
Most payments are card payments
07/11/2019 -In terms of number of payments, card payments are totally dominant in Sweden. In total, about six billion payments were made in 2018, which is the equivalent of two payments per person per day. In most cases, payments were made by card, about 60...
Cryptocurrencies are not normal money
07/11/2019 -Cryptocurrencies, such as Bitcoin, vary considerably in value and are difficult to use to make payments. “Stablecoins” are a new kind of cryptocurrency that aims to be more stable, for example, by having reserves in other currencies or assets.
Digitalisation makes payments more efficient
07/11/2019 -Digital payments are cheaper to execute than cash payments. An increasing proportion of digital payments thus contributes towards falling costs to society for payments. At the same time, the cost for each payment using cash increases as cash...
Security in Sweden is high from an international perspective
07/11/2019 -When cash is used less and less, the number of crimes linked to cash also falls. However, at the same time, the number of frauds in which somebody uses somebody else’s card or identity is increasing. The number of frauds is low from a European...