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The use of cash differs from county to county
15/12/2022 -The use of cash differs from county to county In this year’s survey, less than 5 per cent of the respondents in Södermanland, Blekinge and Västmanland stated that they paid in cash for their most recent purchase in store. In the counties of...
Older people use cash to a lesser extent than before
15/12/2022 -Older people use cash to a lesser extent than before Older people use cash more often than young people, but the difference between younger and older people declined during the pandemic. This is mainly due to the fact that fewer people in the...
Safety and efficiency
15/12/2022 -Safety and efficiency Payments in Sweden are generally safe and efficient. Digitalisation makes them faster and easier, and improvements in the Riksbank’s services increase safety and efficiency. But digitalisation also brings problems. For...
Digital payment methods in Sweden are efficient
15/12/2022 -Digital payment methods in Sweden are efficient The social cost of digital payments in Swedish kronor is lower than for cash (see the Payments Report 2020 for an explanation of why). From an efficiency point of view, it is therefore positive...
Are payments in Sweden safe?
15/12/2022 -Are payments in Sweden safe? Payments in Sweden are generally safe. There have been few disruptions to the critical payment infrastructure in 2022 and there is relatively little card fraud in Sweden. In addition, there are several different ways...
One in ten sends money abroad
15/12/2022 -One in ten sends money abroad In Sweden, one in ten sends money to a private person abroad every year. The most common payments are amounts of less than SEK 2,000 within Europe. The cost of sending money abroad varies depending on the payment...
The new Sveriges Riksbank Act clarifies the Riksbank’s responsibilities
15/12/2022 -The new Sveriges Riksbank Act clarifies the Riksbank’s responsibilities In November, the Riksdag adopted a new Sveriges Riksbank Act that will enter into force in January 2023. The new Act gives the Riksbank clearer and partly expanded...
The Riksbank is testing a technical solution and preparing for a possible issuable e-krona
15/12/2022 -The Riksbank is testing a technical solution and preparing for a possible issuable e-krona Since 2020, the Riksbank has been running a pilot project together with the company Accenture. The aim of the pilot has been to learn more about what a...
More needs to be done to ensure that cash can be used in the future
15/12/2022 -More needs to be done to ensure that cash can be used in the future With the new Sveriges Riksbank Act and the obligation for certain major credit institutions to provide cash services, the Riksdag has ensured that parts of the cash...
Swish payments will start to be settled in RIX-INST in 2023
15/12/2022 -Swish payments will start to be settled in RIX-INST in 2023 Currently, households and companies use the mobile service Swish to send and receive instant payments. Swish payments are settled via the banks’ accounts in a private system called BiR...