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Difficult to help others with payments

12/03/2026 -

Difficult to help others with payments As access to manual payment methods has deteriorated, people who, for various reasons, cannot pay digitally themselves increasingly need help. This has been emphasised by the Riksbank before, as well as by...

Payments & cash / Payments Report

The Riksbank’s recommendations

12/03/2026 -

The Riksbank’s recommendations This table provides an overview of all the measures the Riksbank considers most important to ensure that everyone can pay, to make the payment market even safer and more resilient and to ensure that it continues to...

Payments & cash / Payments Report

Payments Report 2026

12/03/2026 -

Payments Report 2026...

Payments & cash / Payments Report

Households should have multiple payment methods so that they can pay in the event of disruptions, for example SEK 1,000 in cash per adult

12/03/2026 -

Households should have multiple payment methods so that they can pay in the event of disruptions, for example SEK 1,000 in cash per adult Faktaruta - The Riksbank’s recommendation The Swedish Civil Defence and Resilience Agency, in collaboration...

Payments & cash / Payments Report

There must be payment methods for everyone

12/03/2026 -

There must be payment methods for everyone Faktaruta - The Riksbank’s recommendation Everyone needs to be able to pay bills, buy food and make other necessary payments safely throughout Sweden. The fact that financial market participants must...

Payments & cash / Payments Report

Recommendation for Riksdag and Government to set up an inquiry on an e-krona

12/03/2026 -

Recommendation for Riksdag and Government to set up an inquiry on an e-krona Faktaruta - The Riksbank’s recommendation Geopolitical uncertainty, digitalisation and dependence on international technology services make Sweden vulnerable to...

Payments & cash / Payments Report

Access to cash services needs to be improved

12/03/2026 -

Access to cash services needs to be improved Faktaruta - The Riksbank’s recommendation The Riksbank has previously emphasised that measures are needed to maintain a functioning cash chain and to ensure that companies and authorities that accept...

Payments & cash / Payments Report

E-money is another form of regulated private money

12/03/2026 -

E-money is another form of regulated private money E-money is another type of private money that is usually created by non-bank payment market participants, such as e-money institutions. Like money in bank accounts, e-money is a claim on the...

Payments & cash / Payments Report

The Swedish payments market is almost entirely digital

10/03/2025 -

The Swedish payments market is almost entirely digital The payments market in Sweden is almost entirely digital. Card payments are the most common method of payment, and more and more people are paying by mobile phone. Cash use is continuing to...

Payments & cash / Payments Report

The possibility to pay offline should be extended

12/03/2026 -

The possibility to pay offline should be extended Faktaruta - The Riksbank’s recommendation In the Payment Report 2025, the Riksbank considered that the ability to pay offline with cards needs to be improved. Since then, the Riksbank and...

Payments & cash / Payments Report