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Retail CBDC – a whole new kind of money
12/03/2026 -Retail CBDC – a whole new kind of money In an increasingly digitalised society, a debate has arisen about whether the central bank needs to issue money to the public and in digital form. A retail CBDC (central bank digital currency) is a digital...
Annex: Numerical data
12/03/2026 -Annex: Numerical data Payments report 2026 (Excel)...
The Riksbank’s balance sheet
11/06/2026 -The Riksbank’s balance sheet shows the Riksbank’s various assets and liabilities. The assets are largely managed within the framework of the Riksbank’s financial asset management and consist mainly of the gold and foreign exchange reserves and...
The mobile phone is becoming more important for all types of payments
14/03/2024 -The mobile phone is becoming more important for all types of payments For many years, physical debit cards have been the most widely used payment method in Sweden. In recent years, mobile payment services have also become popular. For example,...
Transfers abroad are perceived as safe but expensive
14/03/2024 -Transfers abroad are perceived as safe but expensive Foreign-born individuals are more likely to make transfers to private persons abroad than the Swedish population as a whole. The most common way of transferring money abroad is through the...
Half experience problems paying in cash
14/03/2024 -Half experience problems paying in cash In the 2023 survey, half of the respondents said they had wanted to pay in cash but the store did not accept it. The corresponding figure in 2022 was 37 per cent. One explanation for the increase could be...
More and more people paying in store by card in their mobile phone
14/03/2024 -More and more people paying in store by card in their mobile phone More and more people are choosing not to use a physical card in favour of services that integrate the card into a mobile phone, such as Apple Pay and Samsung Pay. In the...
Bills are mostly paid digitally
14/03/2024 -Bills are mostly paid digitally The vast majority of people have been paying their bills digitally for several years. In the Riksbank’s latest survey on payment habits, less than 5 per cent reported that they had used non-digital services such...
More people have a negative attitude to the decline in cash use
14/03/2024 -More people have a negative attitude to the decline in cash use Although few people pay in cash, an increasing number of people have a negative attitude to the decline in cash use – 44 per cent in 2023 compared to 36 per cent in 2022. The...