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The Riksbank's responsibility for cash
10/03/2025 -The Riksbank's responsibility for cash According to the Sveriges Riksbank Act, the Riksbank must operate at least five banknote depots at various sites throughout the country. This is a significant increase, as previously there was only one...
The Riksbank's work and recommendations
10/03/2025 -The Riksbank's work and recommendations The Riksbank takes a socio-economic perspective and provides solutions and acts where it is difficult to attain safety, efficiency and accessibility without central government involvement. This includes,...
New regulation can help increase accessibility
10/03/2025 -New regulation can help increase accessibility In June 2025, the Act on the accessibility of certain products and services will enter into force. The law aims to make banking and payment services more accessible through requirements such as...
The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened
10/03/2025 -The public's ability to pay in times of crisis and states of heightened alert needs to be strengthened The Riksbank works to ensure that payments can be made in all situations. This includes ensuring the supply of cash in the country, as well as...
Are payments in Sweden accessible?
10/03/2025 -Are payments in Sweden accessible? For most people in Sweden, access to the payments market is good. The digitalisation of the payments market has helped make payments faster and more convenient for most people. At the same time, many are not...
Future payments infrastructure needs to evolve
10/03/2025 -Future payments infrastructure needs to evolve The payments market has undergone rapid and extensive change, driven by increased digitalisation, new consumer behaviours and the emergence of new operators. This places new demands on the Swedish...
Cash used less and less frequently in Sweden and abroad
03/11/2021 -The use of cash has declined during the pandemic in favour of cards and digital payments. Sweden has had a low level of cash usage over several years, and the same trend is becoming increasingly clear in other countries, too. One important...
Stablecoins follow the value of another type of asset
03/11/2021 -A sub-group to crypto currencies is known as stablecoins. Their value is tied to the value of other assets, such as one or more national currencies or other financial assets. The issuers of stablecoins claim that they hold a reserve of, for...
Nordic harmonisation
03/11/2021 -Bild 1.3 Nordic harmonisation Major changes are taking place in the infrastructure for payments. There is, for instance, a Nordic bank-wide initiative, P27, which aims to build up a new Nordic payment infrastructure for clearing of payments in...
Forged banknotes declining from historically high level
03/11/2021 -Even if the money and institutions that manage our payments are secure, there may be other risks linked to our payments and means of payment. For example, there is always a risk that cash will be stolen or counterfeited. However, from an...