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STIBOR
19/02/2026 -STIBOR (Stockholm Interbank Offered Rate) is a reference rate commonly used in financial contracts for Swedish kronor with variable interest rates. STIBOR is used in bonds and loans and in most types of interest and FX derivatives. STIBOR is...
Further measures are required to preserve cash
14/03/2024 -Further measures are required to preserve cash In recent years, the Riksdag has taken several decisions aimed at facilitating the use of and securing access to cash. Among other things, the Riksbank has been given clearer responsibility for the...
The bank-owned payment infrastructure is facing major changes
14/03/2024 -The bank-owned payment infrastructure is facing major changes Banks’ infrastructure needs to be modernised The Riksbank assesses that the bank-owned payment infrastructure, particularly Bankgirot, needs to be modernised and that the banks need...
The Riksbank’s responsibility for cash has been clarified
14/03/2024 -The Riksbank’s responsibility for cash has been clarified The new Sveriges Riksbank Act, which came into force on 1 January 2023, gives the Riksbank clearer and partly expanded responsibility for the cash infrastructure in Sweden. One reason for...
Problems with opening and maintaining payment accounts
14/03/2024 -Problems with opening and maintaining payment accounts Having access to a payment account is a prerequisite for making payments in today’s digital society. It is needed, for example, for debit cards and Swish. Without a payment account, it is...
Access to basic payment services is unsatisfactory
14/03/2024 -Access to basic payment services is unsatisfactory Everyone in Sweden shall have access to basic payment services at reasonable prices in accordance with the objective decided by the Riksdag. However, access to these services has deteriorated in...
Climate impact varies between payment methods
14/03/2024 -Climate impact varies between payment methods According to a research study conducted by the Royal Institute of Technology and financed by the Riksbank, the climate impact of payments in Sweden is very low. For example, the total climate impact...
The Payments Inquiry examined the need for an e-krona
14/03/2024 -The Payments Inquiry examined the need for an e-krona The Payments Inquiry was tasked with considering whether an e-krona is needed in Sweden. The inquiry’s assessment was that there is currently insufficient social need for the Riksbank to issue...
The Riksbank’s work and policy
14/03/2024 -The Riksbank’s work and policy The Riksbank’s work and policy are based on an economic perspective. We provide solutions and act where it is difficult to achieve safety, efficiency and accessibility without government involvement, including by...
Payments should work even in crisis and war
14/03/2024 -Payments should work even in crisis and war Since the beginning of 2023, the Riksbank has been responsible for ensuring that the public can continue to make payments in peacetime crisis situations and states of heightened alert. The Riksbank now...