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New solution for instant payments in kronor

29/10/2020 -

Instant payments are expected to become increasingly common in the future, and are expected to have more areas of use. Perhaps, for example, households may want to be able to pay for a car or redeem a mortgage and see that the payment has been...

Payments & cash / Payments Report

ISO20022 – a new, shared ‘language’ for payments

29/10/2020 -

To make a payment, the participants in it need to be able to communicate with each other in an agreed format that is a sort of shared language. It is therefore said that a payment is communicated through a shared standard. Around the world,...

Payments & cash / Payments Report

Payments between accounts work less well into many currencies

29/10/2020 -

Account-to-account payments between countries are common for purchases of larger objects such as cars, boats and real estate. They are also common in payments of taxes and fees, when making gifts and so on, when the payer initiates a payment to...

Payments & cash / Payments Report

The Riksbank must maintain essential services

29/10/2020 -

The Riksbank’s responsibility for maintaining essential services during crisis situations and under heightened alert is made clear by the proposed new Sveriges Riksbank Act. This responsibility means that the Riksbank must safeguard its capacity,...

Payments & cash / Payments Report

Distributed denial-of-service attacks can affect access to financial services

06/11/2025 -

In recent years, distributed denial-of-service (DDoS) attacks have become both more numerous and more complex. Sweden has experienced several serious attacks that have targeted essential digital infrastructure. Gabriella Ström of the Riksbank's...

Press & published / Notices and Press releases

Sweden lags behind the rest of the Nordics in instant payment services

11/12/2025 -

It is not uncommon to have to wait for the money to arrive in your account after returning goods in store or when making a transfer via online banking. Most bank customers in Sweden do not have the possibility to make instant payments to...

Press & published / Notices and Press releases

How would the Swedish economy be affected by a fiscal tightening in the USA?

23/10/2025 -

The US federal government’s debt-to-GDP ratio is close to historically high levels and many analysts say that this development is not sustainable. This Economic Commentary estimates the impact on the Swedish economy in a hypothetical scenario...

Press & published / Notices and Press releases

Higher growth leads to lower unemployment, but impact depends on labour market structure

28/11/2025 -

When GDP rises, unemployment falls, with the strongest effect after about a year. A new analysis of all regions in Sweden for the years 2000-2023 shows that the classic so-called Okun’s law also applies at regional level. However, the analysis...

Press & published / Notices and Press releases

Riksdag Committee on Finance hearing on the Riksbank’s operations and monetary policy

03/03/2026 -

On Tuesday, the entire Executive Board took part in an open hearing at the Committee on Finance about the Riksbank's operations in 2025, as well as current monetary policy.

Press & published / Notices and Press releases

The Riksbank’s Financial Markets Survey: The Swedish fixed-income and foreign exchange markets are functioning well

12/11/2025 -

Det råder en bred enighet om att den svenska ränte- och valutamarknaden fungerar väl. Flera respondenter har positionerat sina risker mot en mer neutral nivå och ett fåtal anger att deras risktagande har minskat det senaste halvåret.

Press & published / Notices and Press releases