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Transfers abroad are perceived as safe but expensive
14/03/2024 -Transfers abroad are perceived as safe but expensive Foreign-born individuals are more likely to make transfers to private persons abroad than the Swedish population as a whole. The most common way of transferring money abroad is through the...
Half experience problems paying in cash
14/03/2024 -Half experience problems paying in cash In the 2023 survey, half of the respondents said they had wanted to pay in cash but the store did not accept it. The corresponding figure in 2022 was 37 per cent. One explanation for the increase could be...
More and more people paying in store by card in their mobile phone
14/03/2024 -More and more people paying in store by card in their mobile phone More and more people are choosing not to use a physical card in favour of services that integrate the card into a mobile phone, such as Apple Pay and Samsung Pay. In the...
Bills are mostly paid digitally
14/03/2024 -Bills are mostly paid digitally The vast majority of people have been paying their bills digitally for several years. In the Riksbank’s latest survey on payment habits, less than 5 per cent reported that they had used non-digital services such...
More people have a negative attitude to the decline in cash use
14/03/2024 -More people have a negative attitude to the decline in cash use Although few people pay in cash, an increasing number of people have a negative attitude to the decline in cash use – 44 per cent in 2023 compared to 36 per cent in 2022. The...
Most people use bank transfers to send money abroad
14/03/2024 -Most people use bank transfers to send money abroad Private persons can choose to send money abroad in different ways. According to the Riksbank’s survey on cross-border payments, around nine out of ten use payment services offered by regulated...
The payment system can be even more resilient to disruptions
14/03/2024 -The payment system can be even more resilient to disruptions The payment infrastructure has worked well in 2023. However, there may be disruptions to one or more payment methods, such as cyber-attacks or disruptions to electricity grids or data...
Difficult to compete in the payments market
14/03/2024 -Difficult to compete in the payments market The payments market has some specific characteristics that create challenges for achieving good competition. Payments, except in the case of cash, are basically a service for transferring information.
Payments consume significant resources
14/03/2024 -Payments consume significant resources The economic costs of payments in Sweden in 2021 are estimated at SEK 51 billion - almost 1 per cent of GDP - according to a study from the Riksbank. The economic costs have decreased over time and are in...
Work on a digital euro is progressing rapidly
14/03/2024 -Work on a digital euro is progressing rapidly Central banks around the world continue to explore different aspects of central bank digital currency (CBDC), known in Sweden as the e-krona. In a survey conducted by the Bank for International...