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Are payments in Sweden safe?
10/03/2025 -Are payments in Sweden safe? Payments in Sweden are generally safe. The critical infrastructure for digital payments has experienced few disruptions in 2024. At the same time, individual actors have been exposed to cyber attacks and disruptions,...
Global trends in the payments market
10/03/2025 -Global trends in the payments market Cash use is declining in many parts of the world, and more and more countries need to take action to address this trend. Digital payments are gaining ground, not least through instant payment systems. To make...
Some find it difficult to pay
07/11/2019 -For some groups, primarily those who cannot or do not wish to use digital payment services, it can be difficult to pay in certain situations. The county administrative boards are tasked with ensuring that the possibility of withdrawing cash,...
International work on instant payments
29/10/2020 -Instant payments are expected to become increasingly common in the future. When information can be sent around the world in seconds, it may be difficult for consumers to understand why it takes up to several days for a payment to be executed.
The payment market is being digitalised
07/11/2019 -The payment market is going through a phase of major change driven by new digital technology. It has become easier for most people to pay as it is now possible to pay by card or mobile phone virtually everywhere. Paying by card is most common,...
Most payments are card payments
07/11/2019 -In terms of number of payments, card payments are totally dominant in Sweden. In total, about six billion payments were made in 2018, which is the equivalent of two payments per person per day. In most cases, payments were made by card, about 60...
Cryptocurrencies are not normal money
07/11/2019 -Cryptocurrencies, such as Bitcoin, vary considerably in value and are difficult to use to make payments. “Stablecoins” are a new kind of cryptocurrency that aims to be more stable, for example, by having reserves in other currencies or assets.
Security in Sweden is high from an international perspective
07/11/2019 -When cash is used less and less, the number of crimes linked to cash also falls. However, at the same time, the number of frauds in which somebody uses somebody else’s card or identity is increasing. The number of frauds is low from a European...
Swedish payments to be integrated internationally
29/10/2020 -Electronic payments are based on communication between the parties involved in the payment – the systems must therefore communicate using the same ‘language’. International work is in progress to design notifications in a way that simplifies...
Payments in Sweden 2019
07/11/2019 -The Swedish payment market is changing rapidly. Digital payment methods are forcing out cash and new technology is leading to payment services being offered by companies other than banks. This is happening fast in Sweden. Digitalisation makes...