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The Riksbank is adapting to the digital world

07/11/2019 -

The Riksbank is analysing the possibility of modernising the Riksbank’s money and system for rapid payments so that they are better adapted to a digital future. It is the Riksbank’s ambition that all payments will eventually go via the...

Payments & cash / Payments Report

Prerequisites for payments during a heightened state of alert

07/11/2019 -

The Riksbank’s position is that several prerequisites must be met in order for payments to function during a heightened state of alert. Among these, there should be a variety of alternative means of payment and a robust supply of electricity and...

Payments & cash / Payments Report

Swish enables instantaneous payments

07/11/2019 -

In today's digital society, it is possible to send information in seconds, but it can still take several days for a payment to reach its recipient. The mobile service Swish, which was introduced in 2012, makes it possible to send instant...

Payments & cash / Payments Report

The Riksbank to participate in the Total Defence Exercise 2020

07/11/2019 -

The Swedish Government has decided to reinforce Sweden's national defence capacity. As part of the efforts, the Total Defence Exercise 2020 (TFÖ 2020) will be held under the command of the Swedish Armed Forces and the Swedish Civil Contingencies...

Payments & cash / Payments Report

Strengthened preparedness in the financial sector

07/11/2019 -

The Government has decided to resume Sweden’s total defence, which is to say all activities needed to prepare Sweden for war. The financial sector thus needs to further develop its crisis preparedness to be able to manage a situation of a...

Payments & cash / Payments Report

Instant cross-currency payments (TIPS X-CCY)

15/12/2025 -

The Riksbank’s payment system RIX-INST, which settles instant payments in Swedish kronor, is connected to the Eurosystem’s TIPS platform. The ECB, the Riksbank and Danmarks Nationalbank have been working for some time to investigate whether the...

Payments & cash / The RIX payment system

E-krona pilot phase 4

20/03/2024 -

The Riksbank's e-krona pilot is now releasing its fourth and final report, which analyses how an e-krona could work in practice, if a decision is taken to issue a central bank digital currency. In the report, the Riksbank has further...

Payments & cash / E-krona

Processing of personal data in the context of RIX

27/10/2025 -

The Riksbank process personal data to provide the settlement system RIX, that consist of two settlement services, RIX-RTGS and RIX-INST. This information is aimed at providing information on the Riksbank’s processing of personal data in the...

Payments & cash / The RIX payment system

Obligation for major banks to provide certain cash services

22/08/2025 -

Since January 2021, some large banks have been required to provide withdrawal services for private individuals and to receive deposits (daily takings) from organisations and companies.

Payments & cash / Notes & coins

E-krona pilot phase 1

06/04/2021 -

The e-krona pilot project’s report on the first phase of the project describes in brief the technical solution tested and the legal analyses made of the solution. The report also contains an account of the overall lessons learned from the...

Payments & cash / E-krona