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Technical innovation and new players
07/11/2019 -Large tech-companies abroad are experimenting with new services, for example automatic registration of customers when a product is taken from a shelf in a shop. Payment then takes place automatically when the customer leaves the shop. In...
E-krona – a digital complement to cash
29/10/2020 -Technological advances and digitalisation of payments have brought to a head the question of the future role of the state in the payment market. If nothing is done, this development will very likely lead to the general public no longer having...
ISO20022 – a new, shared ‘language’ for payments
29/10/2020 -To make a payment, the participants in it need to be able to communicate with each other in an agreed format that is a sort of shared language. It is therefore said that a payment is communicated through a shared standard. Around the world,...
Some find it difficult to pay
07/11/2019 -For some groups, primarily those who cannot or do not wish to use digital payment services, it can be difficult to pay in certain situations. The county administrative boards are tasked with ensuring that the possibility of withdrawing cash,...
International work on instant payments
29/10/2020 -Instant payments are expected to become increasingly common in the future. When information can be sent around the world in seconds, it may be difficult for consumers to understand why it takes up to several days for a payment to be executed.
The payment market is being digitalised
07/11/2019 -The payment market is going through a phase of major change driven by new digital technology. It has become easier for most people to pay as it is now possible to pay by card or mobile phone virtually everywhere. Paying by card is most common,...
Payments in Sweden 2019
07/11/2019 -The Swedish payment market is changing rapidly. Digital payment methods are forcing out cash and new technology is leading to payment services being offered by companies other than banks. This is happening fast in Sweden. Digitalisation makes...
Key drivers and trends
07/11/2019 -The digitalisation of society opens the door for new payment solutions and new players on the payment market. New legislation (PSD2) and new technology are accelerating this development. It is becoming easier to pay for most people and consumers...
Monetary policy decision September 2024
25/09/2024 -3,25 Monetary policy decision What is the forecast for the policy rate? Next monetary policy decision? September 2024 The figure below shows the outcomes for the policy rate (solid line) and the Executive Board’s assessment of the policy rate in...
Monetary policy decision June 2024
27/06/2024 -3,75 Monetary policy decision What is the forecast for the policy rate? Next monetary policy decision? June 2024 The figure below shows the outcomes for the policy rate (solid line) and the Executive Board’s assessment of the policy rate in the...