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RIX-INST enables competition and innovation

10/03/2025 -

RIX-INST enables competition and innovation RIX-INST is the Riksbank’s system for the settlement of instant payments. RIX-INST uses the technical platform TIPS, which is the ECB’s system for instant payments. Unlike the settlement system for...

Payments & cash / Payments Report

Climate change affects the Riksbank’s mandate

25/01/2023 -

Climate change affects the Riksbank’s mandate Both climate change itself, and the measures taken to counteract it and to promote the transition to a sustainable economy, can bring about structural changes in different parts of the economy. This...

About the Riksbank / Tasks and operations

Climate change affects everyone

25/01/2023 -

Climate change affects everyone Climate change is one of the most important societal issues of our time, requiring a global transition to a sustainable economy. The responsibility for pursuing policies that lead to a sustainable society lies...

About the Riksbank / Tasks and operations

Climate change affects inflation and the neutral interest rate

21/02/2025 -

Climate change affects inflation and the neutral interest rate For central banks, the effects of climate change and of the transition to a sustainable economy on inflation are particularly important. While the effects of climate change on the...

About the Riksbank / Tasks and operations

More competition among in-store payment methods is a good thing

10/03/2025 -

More competition among in-store payment methods is a good thing In Sweden, cards (debit and credit cards) have long been the most common means of payment among consumers. The card networks Visa and Mastercard have a dominant position in physical...

Payments & cash / Payments Report

A government e-ID could strengthen resilience

10/03/2025 -

A government e-ID could strengthen resilience Today, e-identification is often a requirement for accessing digital services from both public and private organisations. BankID dominates the market with over 8.5 million users, making it by far the...

Payments & cash / Payments Report

Number of forged banknotes has declined from a high level

10/03/2025 -

Number of forged banknotes has declined from a high level Another type of fraud is counterfeit banknotes. The number of counterfeit banknotes submitted to the police in Sweden has decreased from a historically high level of 6,629 in 2020 to...

Payments & cash / Payments Report

Cash is used in criminal activities but cashless shops can create other problems

10/03/2025 -

Cash is used in criminal activities but cashless shops can create other problems Money laundering is the concealment of the origin of money derived from criminal activities to make it appear legitimate. Money laundering is carried out through...

Payments & cash / Payments Report

Swedish payments are safe but digitalisation adds to vulnerability

10/03/2025 -

Swedish payments are safe but digitalisation adds to vulnerability Swedish payments are generally safe. Payments reach the recipient and the protection of individuals' sensitive authentication and payment data is high. In 2024, the payments...

Payments & cash / Payments Report

Auction terms 2026-01-05

05/01/2026 -

Conditions for sale of Riksbank certificates Bid date, 2026-01-05 Auction date 2026-01-05 Settlement date 2026-01-07 Maturity Date 2026-01-14 Nominal amount 538 billion SEK Interest rate, % 1.75 Bid times 09.30-10.00 (CET/CEST) on the...

Markets / Market operations