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Access to basic payment services does not meet society's needs

10/03/2025 -

Access to basic payment services does not meet society's needs The county administrative boards are tasked with monitoring and assessing access to basic payment services. These include payment intermediation, such as bill payments, as well as...

Payments & cash / Payments Report

Need to extend the possibility to pay by card offline

10/03/2025 -

Need to extend the possibility to pay by card offline The Riksbank considers it necessary to increase the possibility of making payments even in the event of major disruptions in data communication. This applies in particular to payments by the...

Payments & cash / Payments Report

Access to payment accounts needs to increase

10/03/2025 -

Access to payment accounts needs to increase In last year's Payments Report, the Riksbank drew attention to the fact that some consumers and companies are denied access to a payment account, or have their account cancelled. Finansinspektionen...

Payments & cash / Payments Report

Digital payment methods increasing internationally

14/03/2024 -

Digital payment methods increasing internationally In many countries, the use of debit and credit cards has increased during the pandemic. Contactless technology has helped to make card payments both faster and more convenient. In some...

Payments & cash / Payments Report

Swish on the rise in e-commerce

14/03/2024 -

Swish on the rise in e-commerce E-commerce has grown significantly in recent years and received an extra boost during the pandemic. The Riksbank’s latest survey shows that 75 per cent have shopped online in the past month. This is an increase of...

Payments & cash / Payments Report

Trends in the payments market

14/03/2024 -

Trends in the payments market In Sweden, more and more people are choosing to pay by mobile phone. Services that integrate the payment card into a mobile phone are increasingly being used instead of physical cards and almost everyone in Sweden...

Payments & cash / Payments Report

Few people pay by cash in stores

14/03/2024 -

Few people pay by cash in stores The use of cash has been declining rapidly in Sweden for several years, as you can see in Figure 5. However, the Riksbank’s latest survey on payment habits shows a slight increase in the use of cash – 10 per cent...

Payments & cash / Payments Report

The digitalisation of payments is a global trend

14/03/2024 -

The digitalisation of payments is a global trend In Sweden, the payments market was digitalised early and it is clear that the trend is now global. One reason for this is that Swedish banks were early adopters of Swish, which allows money to be...

Payments & cash / Payments Report

Cash is rarely used and the supply of cash services is decreasing

14/03/2024 -

Cash is rarely used and the supply of cash services is decreasing The use of cash has been decreasing for many years. At the same time, more and more people recognise the importance of cash for society, especially in a crisis situation when...

Payments & cash / Payments Report

Rapid payments require innovation

07/11/2019 -

When new technology means that new types of company are processing payments, the Riksbank needs to adapt its systems and routines. In addition, demand is growing for instant payments around the clock. If the Riksbank ensures that it is simple...

Payments & cash / Payments Report