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Electronic payments create new risks
07/11/2019 -An electronic payment means, among other things, that sensitive information needs to be exchanged by the payee, for instance the card number and CCV code. If external parties gain access to sensitive information, this may sometimes be used to...
Infrastructure Council for Payments and Securities
14/11/2025 -The Infrastructure Council has the task of promoting the function, efficiency, security and integration of infrastructure for payments and securities in a market characterised by competition on equal terms. The Infrastructure Council shall...
Recommendations to the general public regarding payments
04/03/2026 -The Riksbank recommends that the general public has access to several different payment methods so that they can continue to pay if one method does not work. As far as possible, households should have cards from different card networks, access to...
Cash management offices
06/03/2026 -The Riksbank is tasked with supplying the country with banknotes and coins, including during peacetime crisis situations and in states of heightened alert. According to the Sveriges Riksbank Act, the Riksbank shall provide at least five cash...
Sweden´s total defence has been resumed
07/11/2019 -Due to the deteriorated security policy situation in Europe, the Government has decided to resume Sweden’s total defence. The term total defence denotes all activities that are needed to prepare Sweden for war. In the report Motståndskraft -...
More competition among in-store payment methods is a good thing
10/03/2025 -More competition among in-store payment methods is a good thing In Sweden, cards (debit and credit cards) have long been the most common means of payment among consumers. The card networks Visa and Mastercard have a dominant position in physical...
The e-krona as part of a long-term solution to the challenges of digitalisation
14/03/2024 -The e-krona as part of a long-term solution to the challenges of digitalisation The Riksbank assesses that there are problems on the payments market and that many of them have arisen due to digitalisation. For example, digital payments are...
Cross-border payments should be more efficient
14/03/2024 -Cross-border payments should be more efficient Cross-border payments are often slower, more expensive and less transparent as domestic payments. A natural explanation for this is that the payment process for cross-border payments usually...
Our Nordic neighbours offer more instant payment options
14/03/2024 -Our Nordic neighbours offer more instant payment options Instant payments are a type of payment that can be made around the clock and reaches the payee’s account within a few seconds. For other digital payments, such as card purchases, money is...
The Riksbank has been given a clear mandate
14/03/2024 -The Riksbank has been given a clear mandate The Sveriges Riksbank Act gives the Riksbank responsibility for ensuring that the public can make payments even in times of crisis and war. This responsibility gives us tasks and mandates that will...