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The possibility to pay offline needs to be improved

14/03/2024 -

The possibility to pay offline needs to be improved The Riksbank considers that the resilience of the payment system would be strengthened by improving the ability to pay by card and withdraw cash even when data communication is not working. The...

Payments & cash / Payments Report

Payments Report 2022

15/12/2022 -

Payments Report 2022...

Payments & cash / Payments Report

Work on the e-krona continues

14/03/2024 -

Work on the e-krona continues The Riksbank’s work on an e-krona continues. An e-krona can be part of a long-term solution to the challenges of digitalisation. Furthermore, an e-krona would mean new payments infrastructure, which could solve...

Payments & cash / Payments Report

More measures needed to protect cash

14/03/2024 -

More measures needed to protect cash People must be able to pay with cash, both in normal circumstances and in crisis and war situations. To avoid a situation where cash is no longer usable, the Riksdag needs to urgently regulate where and how...

Payments & cash / Payments Report

Everyone must be able to pay

14/03/2024 -

Everyone must be able to pay To enable everyone to pay, banks need to make it possible for more people to have a payment account, including by offering accounts with limited functionality. Banks should also ensure that their services are well...

Payments & cash / Payments Report

Security features

24/02/2026 -

Swedish banknotes are sometimes counterfeited, even if this is very unusual. Swedish banknotes have advanced security features, so that they are difficult to counterfeit and it is easy to check whether they are genuine.

Payments & cash / Notes & coins

Design of the banknotes

24/02/2026 -

The General Council of the Riksbank decides what our banknotes and coins should look like. The signatures on the banknotes are those of the Chairman of the Riksbank's General Council and the Governor of the Riksbank.

Payments & cash / Notes & coins

Redeeming invalid banknotes

12/06/2026 -

The Riksbank has the possibility to redeem all invalid Swedish banknotes, regardless of their age. The fee for redemption is SEK 200 per application.

Payments & cash / Notes & coins

Invalid 100-krona banknotes

04/05/2018 -

Invalid after 31 December 2005 100-krona banknote (without foil strips) printed 1986-2000 Banknote Information Size 140x72 millimetres Watermark The watermark on the banknote repeats the portrait of Carl von Linné (Linnaeus) on the front of...

Payments & cash / Notes & coins

Redeeming damaged and discoloured banknotes

04/05/2026 -

The Riksbank has the possibility to redeem damaged and discoloured Swedish banknotes. The service is available for citizens of all countries.

Payments & cash / Notes & coins