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Payment service providers should offer more services for instant payments
12/03/2026 -Payment service providers should offer more services for instant payments Faktaruta - The Riksbank’s recommendation The Riksbank has previously pointed out that banks and other payment service providers should offer their customers more types of...
Payments between countries need to be cheaper and faster
12/03/2026 -Payments between countries need to be cheaper and faster Faktaruta - The Riksbank’s recommendation The Riksbank has previously emphasised that payments between countries need to be cheaper, faster, more accessible and more transparent, in line...
Article – Money in transition – traditional and new forms
12/03/2026 -Article – Money in transition – traditional and new forms In recent years, new forms of money have started to emerge alongside the traditional ones. In this Article, we discuss the difference between different forms of money – traditional and new...
Money in bank accounts is the most common form of money
13/03/2026 -Money in bank accounts is the most common form of money Most payments today are made with private money held in bank accounts. This money is a claim on the bank. For example, receiving a salary, paying a bill or paying by card or Swish records...
Central bank reserves play an important role in the payment system
12/03/2026 -Central bank reserves play an important role in the payment system The ability of private companies such as banks and e-money institutions to issue money helps create competition, innovation and a wide range of services in the financial system.
Stablecoins – a type of crypto-asset that has become regulated private money
12/03/2026 -Stablecoins – a type of crypto-asset that has become regulated private money Crypto-assets, or crypto-currencies, emerged with the creation of Bitcoin in 2009. Bitcoin has no central issuer, nor are there any assets backing a Bitcoin’s value. It...
Tokenisation of money and assets
12/03/2026 -Tokenisation of money and assets Tokenising money can have various benefits. For example, tokens can be programmed with rules, allowing transactions to be automatic and conditional. It can create new business models as the issuance of money is...
Trends on the payments market
10/03/2025 -Trends on the payments market The global payments market has been transformed by, among other things, technological innovation and changing consumer behaviour. The use of cash is continuing to decline both in Sweden and abroad, and more and more...
Card payments most common but mobile phone payments on the rise
10/03/2025 -Card payments most common but mobile phone payments on the rise The vast majority of payments in Sweden, measured in terms of the number of transactions, have been made by card for many years. In the survey Payment habits of Swedish people,...