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A government e-ID could strengthen resilience
10/03/2025 -A government e-ID could strengthen resilience Today, e-identification is often a requirement for accessing digital services from both public and private organisations. BankID dominates the market with over 8.5 million users, making it by far the...
Are payments in Sweden efficient?
10/03/2025 -Are payments in Sweden efficient? Payments in Sweden are, on the whole, efficient. Shops and service-related businesses accept different payment methods and find that payments work smoothly. The payment infrastructure is evolving to allow more...
More competition among in-store payment methods is a good thing
10/03/2025 -More competition among in-store payment methods is a good thing In Sweden, cards (debit and credit cards) have long been the most common means of payment among consumers. The card networks Visa and Mastercard have a dominant position in physical...
RIX-INST enables competition and innovation
10/03/2025 -RIX-INST enables competition and innovation RIX-INST is the Riksbank’s system for the settlement of instant payments. RIX-INST uses the technical platform TIPS, which is the ECB’s system for instant payments. Unlike the settlement system for...
Modernising the clearing infrastructure
10/03/2025 -Modernising the clearing infrastructure The Riksbank shall contribute to the stability and efficiency of the financial system, including the ability of the public to make payments. The payment infrastructure is a central part of this. The...
Access to basic payment services does not meet society's needs
10/03/2025 -Access to basic payment services does not meet society's needs The county administrative boards are tasked with monitoring and assessing access to basic payment services. These include payment intermediation, such as bill payments, as well as...
Some digital payment methods are more accessible than others
10/03/2025 -Some digital payment methods are more accessible than others Some payment services are designed in such a way that people with different types of physical disabilities cannot use them. This can include, for example, visually impaired people who...
Difficult to get help with payments
10/03/2025 -Difficult to get help with payments As more and more payments are made digitally and more bank branches close, there is an increasing need for payment assistance for those who find it difficult to pay themselves using digital tools. As the...
The Sveriges Riksbank Act includes provisions on preparedness for payments
10/03/2025 -The Sveriges Riksbank Act includes provisions on preparedness for payments According to the Sveriges Riksbank Act, the Riksbank is responsible for civil preparedness in the area of payments. The Riksbank shall ensure that the general public can...
Need to extend the possibility to pay by card offline
10/03/2025 -Need to extend the possibility to pay by card offline The Riksbank considers it necessary to increase the possibility of making payments even in the event of major disruptions in data communication. This applies in particular to payments by the...