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The Riksbank tests cross-border payments with e-krona
15/12/2022 -The Riksbank tests cross-border payments with e-krona Together with the central banks of Israel and Norway, and the Bank for International Settlements (BIS), the Riksbank has launched a joint project to investigate how central bank digital...
Private-public collaboration strengthens the resilience of the payment system
15/12/2022 -Private-public collaboration strengthens the resilience of the payment system The payment system consists of several agents from both the private and the public sector. Disruptions in one part of the payment system can have consequences that...
Pandemic hastening development towards digital payments
03/11/2021 -During the coronavirus pandemic, the use of cash has declined in Sweden and in many other countries. Instead, contactless payments and other digital forms of payment have become more common. This is partly because we have shopped more online and...
1. Trends on the payment market
03/11/2021 -Three trends dominate the payment market at present: Firstly, digitalisation of the payment market has received an extra boost from the pandemic. Secondly, interest in crypto currencies is increasing among the public, investors and payment...
The Riksbank is working to improve cross-border payments
15/12/2022 -The Riksbank is working to improve cross-border payments For individuals, payments to some countries are expensive and slow. Changing this requires cooperation between countries around the world. The Riksbank therefore participates actively in...
The Riksbank is modernising its systems
10/03/2025 -The Riksbank is modernising its systems Apart from card payments, almost all digital payments between banks go through accounts they hold in the Riksbank's RIX settlement system. The RIX system consists of two services: RIX-RTGS for large-value...
Swedish payments are safe but digitalisation adds to vulnerability
10/03/2025 -Swedish payments are safe but digitalisation adds to vulnerability Swedish payments are generally safe. Payments reach the recipient and the protection of individuals' sensitive authentication and payment data is high. In 2024, the payments...
New actors offer easy means of payment
03/11/2021 -In Sweden, several fintech companies have made it easier to shop online. For instance, Klarna offers solutions where one can pay via one's online bank or via an invoice when purchasing online. For those wanting to pay by card, it is often...
Digitalisation has raised the question of the state’s role on the payment market
03/11/2021 -Technological advances, new actors and digitalisation of payments have brought to a head the question of the future role of the state in the payment market. One cannot rule out the possibility that cash will become irrelevant in Sweden, if...
The first central bank digital currency has been launched
03/11/2021 -The Riksbank was one of the first central banks to take an interest in the possibility of issuing a central bank digital currency. Interest in this issue has grown rapidly in recent years, and now most central banks are investigating the...