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E-krona project phase 4 - Offline payments
10/03/2025 -E-krona project phase 4 - Offline payments One of the basic premises of the e-krona pilot has been that the e-krona shall serve as a further payment option to contribute robustness and increased preparedness. In line with this, in the fourth...
Important to follow the development of a digital euro
10/03/2025 -Important to follow the development of a digital euro The Payments Inquiry’s assessment in 2023 was that there was insufficient social need for the Riksbank to issue an e-krona. At the same time, the inquiry considered that the Riksbank should...
The RIX payments system needs to be able to handle future challenges
10/03/2025 -The RIX payments system needs to be able to handle future challenges The Riksbank needs to continue to develop and modernise the RIX payments system to meet future needs. This strengthens both the safety and efficiency of the system. The...
Everyone shall be able to pay
10/03/2025 -Everyone shall be able to pay Too many people are excluded from the digital payments market. For everyone to be able to pay, banks need to ensure that more people have access to a payment account. In addition, payment services need to be...
Annex: Numerical data
10/03/2025 -Annex: Numerical data Payments report 2025 (Excel)...
Our Nordic neighbours offer more instant payment options
14/03/2024 -Our Nordic neighbours offer more instant payment options Instant payments are a type of payment that can be made around the clock and reaches the payee’s account within a few seconds. For other digital payments, such as card purchases, money is...
Supply of cash services is decreasing
14/03/2024 -Supply of cash services is decreasing Private persons, companies and associations need to be able to withdraw and deposit cash into their accounts and sometimes get help to pay bills in cash. Since 2016, the supply of such services has decreased,...
Digital payment methods increasing internationally
14/03/2024 -Digital payment methods increasing internationally In many countries, the use of debit and credit cards has increased during the pandemic. Contactless technology has helped to make card payments both faster and more convenient. In some...
Swish on the rise in e-commerce
14/03/2024 -Swish on the rise in e-commerce E-commerce has grown significantly in recent years and received an extra boost during the pandemic. The Riksbank’s latest survey shows that 75 per cent have shopped online in the past month. This is an increase of...
Safety, efficiency and accessibility
14/03/2024 -Safety, efficiency and accessibility Payments in Sweden are generally safe and efficient, but there are problems with fraud and the accessibility of payment services. This has a lot to do with digitalisation, which has contributed on the one hand...