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The digitalisation of payments is a global trend
14/03/2024 -The digitalisation of payments is a global trend In Sweden, the payments market was digitalised early and it is clear that the trend is now global. One reason for this is that Swedish banks were early adopters of Swish, which allows money to be...
Few people pay by cash in stores
14/03/2024 -Few people pay by cash in stores The use of cash has been declining rapidly in Sweden for several years, as you can see in Figure 5. However, the Riksbank’s latest survey on payment habits shows a slight increase in the use of cash – 10 per cent...
Cash is rarely used and the supply of cash services is decreasing
14/03/2024 -Cash is rarely used and the supply of cash services is decreasing The use of cash has been decreasing for many years. At the same time, more and more people recognise the importance of cash for society, especially in a crisis situation when...
Continued challenges for cash
12/03/2026 -Continued challenges for cash Cash remains important for society, both for our preparedness and for everyone to be able to pay. The Government has proposed legislation that would strengthen the position of cash. However, the Riksbank assesses...
Instant payments are efficient but the supply is limited and they come with risks that need to be managed
12/03/2026 -Instant payments are efficient but the supply is limited and they come with risks that need to be managed Instant payments mean that the money arrives in the payee's account within seconds. These types of payment are efficient and have many...
Article – Money in transition – traditional and new forms
12/03/2026 -Article – Money in transition – traditional and new forms In recent years, new forms of money have started to emerge alongside the traditional ones. In this Article, we discuss the difference between different forms of money – traditional and new...
Important to be able to pay with simple payment methods at reasonable prices
12/03/2026 -Important to be able to pay with simple payment methods at reasonable prices The digitalisation of the payments market has helped make payments faster and more convenient for most people. But for others, developments have made it more difficult...
Payments between countries need to be cheaper and faster
12/03/2026 -Payments between countries need to be cheaper and faster Faktaruta - The Riksbank’s recommendation The Riksbank has previously emphasised that payments between countries need to be cheaper, faster, more accessible and more transparent, in line...
Payment service providers should offer more services for instant payments
12/03/2026 -Payment service providers should offer more services for instant payments Faktaruta - The Riksbank’s recommendation The Riksbank has previously pointed out that banks and other payment service providers should offer their customers more types of...
A limit of SEK 10,000 should be introduced for cash purchases in the retail sector
12/03/2026 -A limit of SEK 10,000 should be introduced for cash purchases in the retail sector Faktaruta - The Riksbank’s recommendation In the Payments Report 2025, the Riksbank recommended that a maximum amount limit for cash purchases should be introduced...