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Polarisation and fragmentation in the global payments infrastructure
10/03/2025 -Polarisation and fragmentation in the global payments infrastructure A more polarised geopolitical situation, with tensions between countries and economies hampering international cooperation, counterbalances the increased harmonisation and...
More competition among in-store payment methods is a good thing
10/03/2025 -More competition among in-store payment methods is a good thing In Sweden, cards (debit and credit cards) have long been the most common means of payment among consumers. The card networks Visa and Mastercard have a dominant position in physical...
A government e-ID could strengthen resilience
10/03/2025 -A government e-ID could strengthen resilience Today, e-identification is often a requirement for accessing digital services from both public and private organisations. BankID dominates the market with over 8.5 million users, making it by far the...
Number of forged banknotes has declined from a high level
10/03/2025 -Number of forged banknotes has declined from a high level Another type of fraud is counterfeit banknotes. The number of counterfeit banknotes submitted to the police in Sweden has decreased from a historically high level of 6,629 in 2020 to...
Cash is used in criminal activities but cashless shops can create other problems
10/03/2025 -Cash is used in criminal activities but cashless shops can create other problems Money laundering is the concealment of the origin of money derived from criminal activities to make it appear legitimate. Money laundering is carried out through...
Swedish payments are safe but digitalisation adds to vulnerability
10/03/2025 -Swedish payments are safe but digitalisation adds to vulnerability Swedish payments are generally safe. Payments reach the recipient and the protection of individuals' sensitive authentication and payment data is high. In 2024, the payments...
Auction terms 2026-01-05
05/01/2026 -Conditions for sale of Riksbank certificates Bid date, 2026-01-05 Auction date 2026-01-05 Settlement date 2026-01-07 Maturity Date 2026-01-14 Nominal amount 538 billion SEK Interest rate, % 1.75 Bid times 09.30-10.00 (CET/CEST) on the...
The Cash Inquiry proposes that food, medicine and public charges can be paid in cash
10/03/2025 -The Cash Inquiry proposes that food, medicine and public charges can be paid in cash The Cash Inquiry proposes an obligation to accept cash for essential goods. This means that it shall be possible to pay for these goods, which include food and...
Small businesses have difficulty estimating the cost of receiving payments
10/03/2025 -Small businesses have difficulty estimating the cost of receiving payments Companies' perceptions of the costs of accepting payments vary, and many find it difficult to estimate how much of their annual turnover is spent on this. Almost one in...
Cash acceptance differs widely between sectors
10/03/2025 -Cash acceptance differs widely between sectors 71 per cent of businesses in retail, as well as restaurants and hairdressers accept cash. However, there are major differences regarding acceptance of cash between sectors in the retail trade.