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Efforts for smoother international payments

07/11/2019 -

A number of banks and innovative companies abroad and in Sweden are taking various initiatives to make international payments easier. One example is the Utility Settlement Coin (USC), which is run by 13 major international banks. USC can be seen...

Payments & cash / Payments Report

Rapid payments require innovation

07/11/2019 -

When new technology means that new types of company are processing payments, the Riksbank needs to adapt its systems and routines. In addition, demand is growing for instant payments around the clock. If the Riksbank ensures that it is simple...

Payments & cash / Payments Report

Digital cash: the e-krona project

07/11/2019 -

The Riksbank is investigating whether it would be possible to issue kronor to the general public in electronic form, an “e-krona”. This would allow the general public access to the Riksbank’s money even in a cashless future. Digital cash: the...

Payments & cash / Payments Report

Many central banks investigate central bank digital currencies

07/11/2019 -

The technological shift entailed by digitalisation affects all countries, albeit at varying speeds. Central bank digital currency is therefore something that is being investigated by many central banks around the world. This work was initially...

Payments & cash / Payments Report

The Riksbank intends to use TIPS

07/11/2019 -

A new technical solution is needed so that an increasing amount of payments can be made rapidly and efficiently. The Riksbank is thus planning to use the European Central Bank’s system for instant payments, TIPS, where Swedish kronor can be...

Payments & cash / Payments Report

Sweden´s total defence has been resumed

07/11/2019 -

Due to the deteriorated security policy situation in Europe, the Government has decided to resume Sweden’s total defence. The term total defence denotes all activities that are needed to prepare Sweden for war. In the report Motståndskraft -...

Payments & cash / Payments Report

The Riksbank’s responsibility for payments

29/06/2026 -

The Riksbank’s objective is for payments in Sweden to be safe, efficient and accessible. Payments shall also function in peacetime crisis situations and states of heightened alert. The payments market is based on a cooperation between the...

Payments & cash

Cash management offices

06/03/2026 -

The Riksbank is tasked with supplying the country with banknotes and coins, including during peacetime crisis situations and in states of heightened alert. According to the Sveriges Riksbank Act, the Riksbank shall provide at least five cash...

Payments & cash / The Riksbank’s responsibility for payments

Infrastructure Council for Payments and Securities

23/10/2026 -

The Infrastructure Council has the task of promoting the function, efficiency, security and integration of infrastructure for payments and securities in a market characterised by competition on equal terms. The Infrastructure Council shall...

Payments & cash / The Riksbank’s responsibility for payments

Recommendations to the general public regarding payments

21/09/2026 -

The Riksbank recommends that the general public has access to several different payment methods so that they can continue to pay if one method does not work. As far as possible, households should have cards from different card networks, access to...

Payments & cash / Payment preparedness