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Offline payments

06/07/2026 -

As of 1 July 2026, there are expanded options for making card payments offline to enable the purchase of essential goods in the physical retail trade. The expanded options for offline card payments are based on an agreement between the Riksbank...

Payments & cash / Payment preparedness

Regulations and planning conditions

04/03/2026 -

Through regulations, the Riksbank identifies companies that are assessed to be of particular importance for the execution of payments and requires that the companies plan and prepare to be able to maintain their payment operations during...

Payments & cash / Payment preparedness

What is money?

29/06/2026 -

Money is what the citizens in society agree it should be. Throughout history, we have used everything from shells to large stones to precious metals as money to simplify trade and consumption.

Payments & cash

What are stablecoins?

19/01/2026 -

Stablecoins are crypto assets issued by private actors in the form of so-called tokens. These can be likened to digital coins that can be programmed to have various specific properties. Unlike other crypto assets, stablecoins are intended to have...

Payments & cash / What is money?

The flow of cash

11/09/2026 -

This page describes the flow of cash in society from the moment it is produced, is in circulation and until it is destroyed. The Riksbank does not decide on how much cash is used in society, instead this is determined by demand from the public.

Payments & cash / How payments work

Notes

01/09/2026 -

Here you can see and read about which Swedish notes are valid as a means of payment, how to check that a note is genuine and how to redeem invalid, damaged or discoloured ones.

Payments & cash / Notes & coins

Valid banknotes

02/10/2026 -

Here you can see which Swedish banknotes are legal tender and read about their sequrity details and motifs.

Payments & cash / Notes & coins

20-krona banknote

10/01/2018 -

20-krona banknote Facts Obverse motif: Children´s writer Astrid Lindgren Reverse motif: Småland, where Astrid Lindgren grew up Measures: 120 x 66 millimetres Thickness: 125 micrometres +/- 10% Colour: Violet Will be introduced: 2015 Banknote...

Payments & cash / Notes & coins

50-krona banknote

10/01/2018 -

50-krona banknote Facts 50-krona banknote Obverse motif: The poet, composer and artist Evert Taube Reverse motif: Bohuslän, one of the many places from which Evert Taube drew inspiration Measures: 126 x 66 millimetres Thickness: 125 micrometres...

Payments & cash / Notes & coins

100-krona banknote

11/01/2018 -

100-krona banknote Facts 100-krona banknote Motif obverse: the actress Greta Garbo Motif reverse: Stockholm, where Greta Garbo grew up Measures: 133 x 66 millimetres Thickness: 125 micrometres +/- 10% Colour: Blue Will be introduced: 2016...

Payments & cash / Notes & coins